Peshawar: Chief Minister Khyber Pakhtunkhwa, Pervez Khan Khattak on 15th December 2015 officially launched the Sehat Sahulat Programme, a Social Health Protection Scheme in the province. In this connection an official Ceremony was held in Pearl Continental Hotel Peshawar. Mr Shahram Tarakai, Minister for Health Khyber Pakhtunkhwa, German Ambassador Ms. Ina Lepel and KfW Director Mr. Wolfgang Moellers were also present at the occasion.
The overall vision of government of Khyber Pakhtunkhwa is progressive movement towards a universal coverage model embracing the whole population, in which the needs of the poorest are specifically protected by government, and where the availability and quality of essential services is ensured.
The government of Khyber Pakhtunkhwa committed to improving the Health status of its population, is launching ”SEHAT SAHULAT PROGRAMME” a Social Health Protection scheme in the province with the financial support of German government through KfW Bank. The programme is five years and its total cost is Rs. 1399.156 million.
The overall goal of the programme is to improve the health status of the targeted population through increasing access to quality health services and to reduce poverty through reduction of out of pocket payments for health expenditures.
It is basically a health Insurance Programme which is to be implemented by State Life Insurance Corporation Pakistan, selected through competitive bidding. Both public and private healthcare providers have been empanelled for provision of health care services.
The Premium under the insurance scheme would be Rs. 1700 per family per year which would be paid by the government of Khyber Pakhtunkhwa with the financial support of German Government. Each registered individual will get coverage up to Rs. 25,000 per year.
The Provider Payment Mechanism is a Cashless System with pre-established prices to be paid to the insurance companies. Share of the Government of Khyber Pakhtunkhwa would be 5% of the total premium for the first year that will increase gradually up to 25% at the fifth year.
Initially the Government of Khyber Pakhtunkhwa has selected the Districts of Mardan, Malakand, Chitral and Kohat for this scheme, however it will be rolled out to all the districts of the province in a phased manner.
Insurance under this scheme will be available the population of the four districts. The premium for the beneficiaries of the Benazir Income Support Program will be paid by the government with support from the German government through KfW.
Additional population especially potential customers would be encouraged to participate in the scheme by buying the insurance product and in next five years, 50% of the population of the targeted districts would be using the scheme.